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Running out of money is a real possibility for some who have made senior living communities their home. The money runs out for a number of reasons and common among them are: longevity (the average length of stay in assisted living is 2.5 years but many live there significantly longer) increasing rental costs, increasing costs in senior health care services and a need for more assistance with activities of daily living (ADL) than before. There are others, but these situations just mentioned place an immediate draw on private funds.